SPIN & WIN
Reward Rates
- ₹ 1500PW Reward on Successful Card Delivered.
216 people used till this date 
Eligibility ↓↓↓↓
👉 Age Requirement: 21 to 60 years
👉 Minimum Income: Rs 25,000 per month (Salaried)
👉 Minimum ITR: Rs 6,0,000 per annum (Self-Employed)
About Swiggy HDFC Bank Credit Card:
- Get 10% Cashback on Swiggy Platfrom [Upto Rs 1500/month]
- 5% Cashback on Online Shopping Spends on Amazon, Flipkart, Myntra, Nykaa & More [Upto Rs 1500/month]
- 1% Cashback on all other categories [Upto Rs 500/month]
- Get Welcome Benefit --> 3 months Swiggy One Membership
Fees :
Joining Fees: Rs 0
Annual Fees: Rs 0
Renewal fee waived on annual spends of Rs.2,00,000 or more
Expires on Wed Oct 01 00:00:00 IST 2025 Wed Oct 01 00:00:00 IST 2025 HOW IT WORKS ⓘ T&C 
Verified 
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HDFC Bank, one of the popular private sector creditors, has collaborated with a leading food & grocery online provider in India. Introducing, Swiggy, which has launched its co-branded credit card HDFC Swiggy Credit Card. This card is specially designed for individuals who often make payments through Swiggy application services, including Swiggy Instamart, Swiggy Dine Out, Swiggy Food Delivery, and Swiggy Genie. It offers 5 percent and 10 percent cashback on online spending.
For a yearly fee of Rs 500, we must say the Swiggy HDFC Bank Credit Card punches its weight. Read on to know more about it and other information like who is eligible, benefits, documents required, and more.
| Advantages | Spending (monthly basis) | Savings (annual basis) | |
| Key Milestones & Cashback on Using Swiggy HDFC Credit Card | Cashback amount on Swiggy Food Ordering: 10% | Rs 15,000 | Rs 18,000 |
| Cashback amount on E-shopping spends: 5% | Rs 30,000 | Rs 18,000 | |
| Cashback amount on all other categories: 1% | Rs 50,000 | Rs 6,000 | |
| Other benefits | Swiggy One Membership : 3 Months | Rs 1, 199 | |
| On usage of Swiggy 1 Membership: Average Savings for three months | Rs 2,100 | ||
| Rs 95,000 | Rs 45, 299 |
Swiggy HDFC Credit Card provides several benefits on Swiggy and online shopping too. Plus, get cashback on all other spends made offline using the card. After activating the card, you get a Swiggy One membership for three months as a welcome benefit. This card is for Swiggy customers and users who have a passion for online shopping. India’s leading private bank, HDFC, is offering this card in collaboration with Swiggy.
As mentioned above, this card is ideal for people who use Swiggy the most and make significant payments on the brand’s site every month. For example, people who use Instamart monthly for staples and groceries or use food delivery services multiple times a month can easily earn Rs 500/annual fee and also get attractive cashback. Given below are cashback and rewards you can earn on Swiggy Platform:
By spending Rs 15,000 per month on Swiggy, you will have a chance to get an annual cashback of Rs 18,000 from Swiggy solely. Previously earned as Swiggy Money and usable on Swiggy platforms, the cashback is now automatically applied to eliminate the outstanding dues on your card for the next month.
Nevertheless, this card offers 5 percent cashback on other online purchases and 1 percent cashback on offline purchases. For general cashback credit cards like Axis Ace and Cashback SBI, Swiggy HDFC Credit Card is a tough competitor.
Following are the main reasons why HDFC Swiggy Credit Card is amazing and is considered beneficial:
One should consider applying for an HDFC Swiggy Credit Card if:
Here are other amazing offers on this card:
1. Card Renewal fee waiver: Annual fee or card renewal is ignored if annual spending of Rs 2, 00,000 or more is reached before the card renewal date. However, payments made through Cash on Call, Balance Transfer, and Cash Withdrawal are not included in the overall annual expense calculation for annual fee waiver.
2. Enjoy golf benefits through Mastercard: Users with Mastercard variants get four complimentary rounds of green fees and twelve free gold sessions with 50 percent off on green free beyond complimentary lessons.
3. Ensure Zero Lost Card Liability: If you have lost your Swiggy HDFC credit card and report it immediately, you can avail of the service of zero liability on fraudulent transactions done through your card. Contact HDFC Bank Call Centre, which is available 24 hours, to report the issue.
| Criteria for Salaried Indian National | Criteria for Self-Employed Indian National | |
| Age Required | Minimum: 21 years, Maximum: 60 years | Minimum: 21 years, Maximum: 65 years |
| Net Income Required | Net Income (monthly) should be not more than Rs 25,000 (approx Rs 15,000 p.m.) | ITR should be less than Rs 6 lakh per annum |
| Serviceable Cities | One must be a resident of any of the cities: Ghaziabad, Hyderabad, Thane, Bengaluru, Gautam Buddha Nagar, Mumbai, Delhi, Gurgaon, Pune, Noida, Faridabad, Navi Mumbai. | |
| Identity Proof | Aadhaar Card, PAN Card, Voter’s ID, Driving License, Passport, Person of Indian Origin Card, Overseas Citizen of India Card, Job Card provided by NREGA, Letters issued by the UIDAI, or any other government-approved photo Identity proof. |
| Address Proof | Driving License, Aadhaar Card, Passport, Ration Card, Utility Bill Not More than three months old, Person of Indian Origin Card, Property Registration Document, Bank Account Statement, Job Card Issued by NREGA, or any other gov. approved document for address. |
| Income Proof | Current One or Two Salary Slip (not more than three months old), last three months’ bank statement, latest form 16. |
Important Note: HDFC Bank may ask for documents other than the ones aforementioned, as per its internal policies.
One can apply for a Swiggy HDFC credit card through HDFC Bank, the Swiggy app, or offline or online. After receiving the Swiggy HDFC Bank credit card, the user needs to activate it to make contactless, online, and global transactions. You can apply for and activate your credit card through the below methods:
After activating their Swiggy HDFC Bank credit card, users need to link it to the Swiggy app to get a Swiggy One membership, special offers, cashback offers, and other benefits. Go through the steps below to link your Swiggy HDFC Credit Card to the Swiggy Application:
Open your Swiggy App, tap the account section, and then click on the Credit Card Page.
