320 people used till this date 
NIRA PERSONAL LOAN
Planning a short weekend trip, a gift for your sibling, a new training course for yourself, or looking to update your mobiles and gadgets?
NIRA FINANCE has got you covered. Get qualified for an instant personal loan of up to Rs. 1 Lakh in just 3 minutes!
Benefits:-
1. 100% Paperless Process
2. Quick Loan Disbursal
3. Get a Loan for Low CIBIL Score Holders
4. Low-Interest Rates [1.67% to 2.25% per month]
5. It provides a Flexible Repayment Plan for 3 - 12 months.
6. Its RBI Registered NBFC entity
STEPS
1. Download NIRA instant loan app
2. Upload docs to complete the process
3. Setup auto-debit and avail credit
4. Voila! Your Loan is Approved!
APPLY NOW
Expires on Sun Jun 22 11:56:00 IST 2025 Sun Jun 22 11:56:00 IST 2025 ⓘ T&C 
Verified 
Amazon Winter Sale | Upto 40% Off + Extra 5% Off on Top Beauty , Makeup, and Skin Care Brands Starting At Rs.99 Only. Offer Page Includes Loreal, Lakme, Ponds, Nivea, Maybelline, Garnier, Dove & Many More.Get Extra 10% OFF On Selected Bank Card. Valid For All Users. Visit Landing Page To Know More.
Flipkart Big Saving Days | Upto 80% Off + Extra 10% OFF On Selected Bank Card On Appliance, Electronics, Fashion & More. Shop From Categories Such As Clothing, Footwear, Watches, Sunglasses, Bags, Perfumes, Grocery, Air Conditioner, Air Cooler, Mobile Phones, Television, Electronics, Refrigerators, Washing Machine, Microwave, Laptops, Cameras, Home And Kitchen Products, Headphones, Speakers, Kitchen Appliances, Trimmers and Shavers, Printers, Mobile Accessories, Baby Products, Home Furnishing, Home Décor, Furniture & Many More. Get Extra 10% Off On Selected Bank Card Transaction. Minimum Purchase Of Rs.10,000 Required & Get Max Discount For Mobiles Rs.1,500 & Rs.2,000 On Appliances, Electronics & Furniture. Also, get 10% off on your selected bank card. Visit The Link To Grab The Deal. Hurry up.
XYXX PW EXCLUSIVE OFFER :- Get Upto 50% Off on Boxers, Briefs, Vests & More + Free Cap. Also Avail Extra Rs.300 Off on Orders Of Rs.999 & Above. Apply The Exclusive Coupon Code at Checkout Page To Avail The Discount. Also Avail Free XYXX Cap Worth Rs.799 On Order Of Rs.1,999 & Above. Click On The Link To Grab The Offer. Hurry up.
Mobile Offers :- Get Upto 40% Off On Top Selling Mobiles & Accessories Shown On The Offer Page. Shop From Brands Like Xiaomi, Samsung, OnePlus, & More. Visit The Landing Page To Know More. Hurry up.
Get Upto 80% Off On Smartphones, Fashion, Electronics, Appliances & More At Flipkart. Shop From Categories Such As Clothing, Footwear, Watches, Sunglasses, Bags, Perfumes, Grocery, Air Conditioner, Air Cooler, Mobile Phones, Television, Electronics, Refrigerators, Washing Machine, Microwave, Laptops, Cameras, Home And Kitchen Products, Headphones, Speakers, Kitchen Appliances, Trimmers and Shavers, Printers, Mobile Accessories, Baby Products, Home Furnishing, Home Decor, Furniture & Many More. Just Checkout The Landing Page To Grab The Product At The Best Price.
NIRA is an RBI-registered NBFC committed to offering personal loans to salaried professionals. Also, it is one of the best apps for loans and finance. Also, they offer small loans at low interest rates so people live life without the tension. They bring relevant and accessible financial products to India’s huge market.
| NIRA Loan Details | NIRA Finance Loans and Offers |
| Loan amount | Rs. 5,000 to Rs. 1 Lakh |
| Rate of interest | 24% to 36% p.a. |
| Processing fee | Minimum Rs. 350 + GST and maximum 2% of the loan amount |
| Tenure | 3 months to 12 months |
| Age | 21 to 55 years |
| Minimum monthly salary | Rs. 12,000 or higher |
| Minimum CIBIL score | 681 or above |
| Approval TAT | Within 2 to 48 hours the application is completed. |
Step 1: Log in to the official website https://www.nirafinance.com/ or Install the NIRA in a mobile app.
Step 2: Get an in-principle decision in just 3 minutes just by filing the required details.
Step 3: Once you are eligible for the loan, upload the needed documents like ID proof, bank statement, etc.
Step 4: You will get the approval, once the verification is done successfully.
Step 5: After successful completion of the KYC Compliance, access to the line of credit will be given to you.
Step 6: You can choose the auto-debit mandate. Once your bank enables it, you can sign up for the mandate details digitally. If not, NIRA offers you other options such as pick-up for a paper mandate from the place and time you pick.
Step 7: Once everything is collected, the loan will be distributed to your bank account.
Step 8: Later, will be ready to use your loan for your end.
| Days | NIRA Charges |
| Late Payment Charges | Rs. 500 Penalty |
| Delay of 30 days | 3% of the EMI amount |
| Delay of 30-59 days | 3% of the EMI amount + 2% of the outstanding balance |
| Delay of 60 to 89 days | 3% of the EMI amount + 4% of the outstanding balance |
| Delay above 90 days | 3% of the EMI amount + 5% of the outstanding balance |
To get the loans with the best offers, stashfin offers at PaisaWapas are the best choice like NIRA. Navi, SBI Card are also the best platforms where you will get loans.
SPIN & WIN
