Every time when a new smartphone is launched people used to think about how to buy it. Naturally, a newly released Smartphone charges a bit higher than the one that has been launched in the past few times. A lot of people face direct rejections when they move to apply for a credit card.
This is quite obvious because most of them don’t have proper documents or hold eligibility. Therefore they have to buy it with full cash or monthly installments. So there are some ways through which everyone can buy the latest or their desired mobiles on EMI without credit card.
Our today’s blog is all about that. By going through this entire discussion buyers can get easy methods to avail their favorite handset. Let us move towards that direction.
Best Emi On Mobiles Without Credit Card For December 2024
1. Debit Card EMI
The first option for getting a new handset or any other kind of electronic gadget is through an easy monthly installment with your debit card. There are so many popular banks that offer such kind of privilege by owning a debit card from any of the respective banks. If you don’t have one then search about each reputed bank and the option.
But before that, you must know about it. Purchasing the latest mobiles on EMI facilities through a debit card is very similar to a credit card but here the consumer will get a repayment option. Every month on a pre-decided date the monthly installment amount will be deducted from your bank balance. You can choose repayment options as per your financial strength.
2. Pay Later With Amazon
The second one on our list is the online payment method from the Amazon Pay Later option. In this option, Amazon first pays the amount on behalf of the customer and then the customer has to repay the amount within a specific time that is from four to twelve months. From the group of Amazon India, this initiative has taken a selective number of clients.
Of course to avail of such an option a candidate must fulfill the criterion of Amazon. The applicant’s age should be 24 years or above and should have an Amazon account which is needed to be linked with their bank account. Besides this PAN card number must be registered. After getting verified by the group the credit limit will be determined and then the amount will be issued.
Suggestive Read: Top 6 Best Refurbished iPhones In India
3. Durable Loans for Consumers
We all are quite familiar with loans when it comes to utilizing them for personal reasons. Whether you are willing to buy an air conditioner unit refrigerator or even a smartphone these loan comes with very flexible terms. Customers must avail of this kind of EMI without credit card money lending process to complete their own personal needs.
There are so many companies that offer such kinds of options. It is quite an easier process to avail of a desired electronic gadget and repay the amount in easy monthly installments. The documentation process is also nominal. No collateral is needed while applying for such a loan.
4. An EMI Card
Have you ever heard about an EMI card? If not then this information will surely amaze you. There are some companies who offer such kind of card options for all the users. These cards can be used to purchase electronics on easy monthly installments. Therefore users can utilize such mobile phones on emi without credit card options. The users have to repay the amount within a specific time.
5. Short Term Loan Applications
If you wish to purchase a Smartphone but absolutely without a credit card then you can go with the short-term loan options that come through an application process. Through apps, customers can get small loan amounts which they can utilize for buying smaller things like a mobile. After that customer can pay the amount every month in installments. One must need to follow the entire criteria for securing the loan amount.
To Conclude – Best Emi On Mobiles Without Credit Card!
We believe that our above-discussed ways will definitely help you to choose the suitable one. We are living in an era where every problem has a solution. Therefore if you too are looking for your desired smartphone on EMI but without involving credit cards or paying cash then must take this guide with you.
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