Best Axis Bank Credit Cards & Their Benefits

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Axis Bank Credit Cards are available in colorful orders to meet the requirements of different people, from entry- positions to decoration. For case, there are credit cards of Axis bank that are only intended for operation with cash back,  prices, trips, or shopping. Several advantages are offered by some of them, including quitclaims of energy surcharges, food and retail abatements, free movie tickets, free admission to domestic and transnational field couches, and numerous further.

Credit cards from Axis Bank are designed to accommodate a wide range of spending habits. There are credit cards of Axis bank that are only intended for use with rewards programs, shopping, travel, or cashback, as well as cards that provide extensive benefits across several areas. Axis Magnus, Axis Bank Ace Credit Card, Flipkart Axis Bank Credit Card, and Axis Vistara Signature Credit Card are a few of the best credit cards. Examine several cards and apply for the one that most closely matches your needs.

MAJOR ASPECTS OF AXIS BANK CREDIT CARDS-

• World-class benefits are provided by Axis Bank credit cards, and cardholders can take advantage of limitless savings at a variety of retail locations.
• Options for cashback
• Greater purchase limitations
• More than 500 incentives from the EDGE Loyalty program at Axis Bank
• Discounts for eating out, shopping, and online purchases
• Airline gift cards
• Airport access to VIP lounges
• You may create your credit card with My Design. Credit cards with incorporated EMV chips offer increased security.

Top 5 AXIS BANK Credit Cards-

1. Axis Bank Vistara Signature Credit Card
2. Axis Bank Privilege Credit Card
3. Axis Vistara Credit Card
4. Axis My ZONE Credit Card
5. Axis Bank NEO Credit Card

1. Axis Bank Vistara Signature Credit Card-

Image Source: Axis Bank

What The Axis Bank Vistara Signature Credit Card Has To Offer-

• A new member will receive a complimentary ticket in Premium Economy as part of the Welcome perks. Every time a card is renewed, an airfare will be awarded.
• A Vistara Signature Credit Card confers advantages like priority check-in and overage baggage allowances, as well as a Silver Membership in Club Vistara.
• A minimum 15% discount is available at restaurants connected to the Axis Bank Dining Delights.
• Each time a credit card transaction exceeds Rs. 200, the cardholder will receive 4 CV Points. The bank has listed a variety of goods and services that can be bought with these points.
• Transactions totaling Rs. 75,000 within the first three months of card class earn 3,000 CV points. For transactions above Rs. 1,50,000, Rs. 3,00,000, and Rs. 4,50,000, a complimentary Premium Economy plane ticket is given out.
• A cardholder may be eligible to get insurance coverage up to Rs. 2,50,00,000 for air accidents and up to 100% of the credit card amount for lost or stolen cards.
• Equated Monthly Income (EMI) can be selected as the repayment option for amounts over Rs. 2,500.
• Axis Bank provides Vistara Signature credit cardholders with exclusive lounge access at certain airports.
  • Monthly charges for purchases are 2.95%.
  • 5% of the amount withdrawn is charged as cash withdrawal fees.
  • Late payment penalties-
    • None for more than Rs. 100
    • 100 Rupees for 101-300 Rupees
    • For Rs. 301–1,000, pay Rs. 300.
    • 500 rupees for 1,001–5,000 rupees
    • 600 Rupees for Rs. 5,001–20,000
    • 700 for debts more than Rs. 20,001
  • 50 percent of the transaction total is paid in foreign currency.

Click here to apply for AXIS BANK VISTARA SIGNATURE CREDIT CARD

2. Axis Bank Privilege Credit Card-

Image Source: Axis Bank

What The Axis Bank PRIVILEGE Credit Card Has To Offer-

• This is a high-end lifestyle credit card that offers advantages in a variety of lifestyle areas, including eating, travel, and rewards.
• Once annual expenditures exceed Rs. 2.5 lakh, the annual charge for the subsequent year is refunded.
• Every quarter, two complimentary passes to lounges at specific domestic airports.
• Advantages of the bank’s “Extraordinary Weekends.”
• ‘Dining Delights’ offers a discount of up to 20% on a selection of restaurants.
• Up to more than Rs. 2.5 crore in total insurance coverage.
• The benefit of activation: You receive 12,500 EDGE reward points after completing three purchases with the card within sixty days of its issuance. These points may be exchanged for Rs. 5,000 worth of Yatra vouchers.
• Milestone benefit: Yatra vouchers with a value double that of the EDGE points earned on purchases totaling Rs. 2.5 lakh can be obtained by converting them.
• The benefit of renewal: You can earn up to 3,000 Axis EDGE Reward Points for each renewal of your card.
• EDGE reward points: You receive 10 points for every Rs. 200 you spend using the card. This holds for both local and foreign transactions. A select range of goods can be purchased with the points that have been accrued.
• Extraordinary Weekends: The bank’s “Extraordinary Weekends” provide you with the best premium benefits.
• Waiver of fuel surcharge: You are entitled to a waiver of the fuel surcharge for fuel transactions made with the card that total between Rs. 400 and Rs. 4,000. The maximum waiver, nevertheless, is Rs. 400 per month.
• Card security: The EMV function on the Axis Bank Privilege Credit Card shields it from fraudulent activity.
• EMI facility: All transactions over Rs. 2,500 can also be converted into Equated Monthly Income (EMI).
• All-inclusive insurance: The Privilege Credit Card comes with insurance coverage including a Rs. 1 lakh credit shield and Rs. 1 lakh purchase protection.
  • Up to $300 if travel documents are lost
  • Baggage check-in delays: up to $300
  • Loss of baggage checked in $500 maximum
• The annual fee is Rs. 1,500, which is refunded after annual expenditures exceed Rs. 4 lakh.
  • Monthly charges for purchases are 2.95%.
  • 5% of the amount withdrawn is charged as cash withdrawal fees.
• Penalty for late repayment is
  • Zero for debts under Rs. 500
  • 500 for debts ranging from Rs. 501 to Rs. 5,000
  • 750 for debts ranging from Rs. 5,001 to Rs. 10,000 and Rs. 1,200 for debts above Rs. 10,000.
• 50 percent of the transaction total is paid in foreign currency.
• The late payment penalty-
  • 301 to 500 to 100 Up to Rs. 300 – Nil
  • 501 to 1,000 – 500 rupees
  • between Rs. 1,001 and Rs. 10,000–Rs. 500
  • between Rs. 10,001 and Rs. 25,000–Rs. 750
  • between Rs. 25,001 and Rs. 50,000–1,000
  • From Rs. 50,000 to Rs. 1,000 or more

Click here to apply for AXIS BANK PRIVILEGE CREDIT CARD

3. Axis Bank Vistara Credit Card-

Image Source: Vistara

What The Axis Bank VISTARA Credit Card Has To Offer-

There are probably a few things you check for every time you travel. These consist of two complimentary flight tickets, priority boarding, and free flight upgrades. The Axis Bank Vistara Credit Card offers all of this and more.

• As a welcome gift, receive a complimentary economy-class airline ticket.
• Obtain a free Club Vistara membership.
• You will receive two Club Vistara (CV) Points for every rupee you spend.
• Get complimentary tickets in the economy class after you hit a certain spending threshold.
• Provides gratis flying accident insurance up to Rs. 2.5 crore.
• Free lounge access in Indian airports.
• Greetings gift: When you apply for this card, you’ll receive a base rate voucher along with a free one-way economy ticket. The coupon can be used for domestic flight reservations and is good for six months.
• Club Vistara membership: Use this card to get your free Club Vistara membership. With this frequent flyer program, you can check in via the Vistara app or make direct reservations on the airline’s website to earn expedited awards. You get closer to a higher rank with each Club Vistara (CV) Point. Furthermore, every tier provides access to new opportunities.
• Get 2 CV Points for every Rs. 200 spent: When you use your Vistara Credit Card for approved purchases, you will receive 2 CV Points. You can exchange these points for a plane ticket.
• Up to two economy class tickets and bonus points: Based on your annual spending, you have the opportunity to receive up to two economy tickets in addition to bonus CV Points.
• Get 1,000 CV Points when you spend Rs. 50,000 during the first 90 days after your card’s issuing date. You can obtain one economy ticket for every Rs. 1,25,000 you spend, and another economy ticket for every Rs. 2,50,000 you spend or more.
• Take advantage of special lifestyle benefits: Free entry to some Indian airport lounges. Furthermore, Axis Bank Dining Delights offers you a minimum of 15% off at partner restaurants nationwide.
• If this isn’t enough for you, think about unwinding on a yacht or hiring a celebrity chef to prepare a special dinner for you in the comfort of your own house. With its Extraordinary Weekends program, the Axis Bank Vistara Credit Card gives you access to all of these exclusive activities.
• Benefit from free insurance coverage to stay safe: You can benefit from the following benefits with this card:
  • Protection against air accidents up to Rs. 2.5 crore.
  • Maximum purchasing protection of Rs. 1 lakh.
  • Coverage for misplaced travel documents and delayed luggage check-in up to $300.
  • Coverage for lost checked baggage up to $500.
  • Take advantage of lost card liability up to your entire credit limit.
• Your credit limit will be determined when you admit your credit card. This is the upper limit above which you should not do any business. Your entire outstanding debt freights, and charges, for case, shouldn’t exceed your credit limit of Rs. 1 lakh. You can be assessed an over-limit figure if you do go above this limit.
• As was already indicated, for every Rs. 200 spent, you receive two CV Points. Additionally, by completing your check-in via Vistara’s mobile application and conducting transactions on their website, you can earn expedited CV Points.

To apply for the AXIS BANK VISTARA CREDIT CARD, click this link.

4. Axis Bank MY ZONE Credit Card-

Image Source: Axis Bank

What The Axis Bank MYZONE Credit Card Has To Offer-

• For those looking for lifestyle features on their credit card, the Axis Bank My Zone Credit Card fulfills their expectations.
• When you use the card for shopping and dining on the weekends, you receive bonus points more quickly.
• On purchases of Rs. 5,000 made within 45 days of the card’s issuance, the Rs. 500 first-year fee is waived.
• For those looking for lifestyle features on their credit card, the Axis Bank Credit Cards fulfills their expectations.
• When you use the card for shopping and dining on the weekends, you receive bonus points more quickly.
• On purchases of Rs. 5,000 made within 45 days of the card’s issuance, the Rs. 500 first-year fee is waived.
• Benefit of welcome: When the card is used for online purchasing for the first time, a bulk 100 points will be credited.
• Points for rewards program-
  • 4 to 40 reward points are awarded for every Rs. 200 spent on the card.
  • On weekend eating expenditures at specific hotels and restaurants, you will additionally receive ten times more reward points.
  • When you shop at partner retailers on the weekends, you earn five times as many reward points.
  • The Axis EDGE Loyalty incentives Catalogue lists more than 500 incentives and offers that can be obtained with the reward points earned from your Axis credit card.
• Free lounge visits: Those who hold an Axis My Zone Credit Card are eligible for four free visits annually to select airport lounges in India.
• Cashback on movie reservations: If you use your My Zone Credit Card to purchase movie tickets, you will receive a 25% discount on the total amount of your reservation. For reservations made with the card at the box office or online, the deal is good for the entire week.
• An encrypted card The EMV-approved My Zone Credit Card from Axis Bank is secured by both a chip and a PIN. Transactions using the integrated chip are safer than those using a magnetic strip card. It lessens the possibility of skimming and counterfeiting.
• Fuel surcharge waiver: All fuel transactions at petrol stations in India are eligible for a 1% fuel cost remission. For card transactions between Rs. 400 and Rs. 4,000, the waiver is applicable. The remission of the maximum surcharge is limited to Rs. 400 each billing cycle.
• Dining benefits: Participating restaurants around the nation are eligible for a least 15% discount on dining bills under the terms of Axis Bank’s “Dining Delights” scheme.
• Convert purchases to EMI By calling the bank, any purchases made with the card that total further than. 2,500 can be fluently converted into yearly inaugurations. Prepayment terms are available in supplements of 6, 9, 12, 18, or 24 months.

Click here to apply for AXIS BANK MY ZONE CREDIT CARD

5. Axis Bank  NEO Credit Card-

Image Source: Axis Bank

Axis Bank introduced the Neo credit card for customers who make the majority of their purchases online. You can get a variety of deals, cashback advantages, and reward points from well-known e-commerce sites like Amazon, Flipkart, Myntra, Bookmyshow, and more by using this card.

What The Axis Bank NEO Credit Card Has To Offer-

The card comes with a plethora of deals, advantages, and benefits. This credit card offers you advantages like-

• Amazon welcome bonuses, cashback incentives, gift cards, and entertainment discounts.
• EMI service available, with some products eligible for free EMIs.
• Liability insurance for lost cards is provided.
• A variety of lifestyle advantages, including those related to dining, movies, and shopping, are available with the card.
• Under the Axis Bank Dining Delights program, take advantage of great dining incentives at partner restaurants throughout India.
• You also receive movie coupons with the Neo Credit Card.
• Through the EDGE Loyalty Program, earn two reward points for every Rs. $200 used on the Neo credit card from Axis Bank.
• The Axis Bank website has an exclusive catalog from which the rewards points can be redeemed.
• To increase the security of your online purchases, the credit card has an embedded EMV chip.
• Neo credit cardholders can get 0% lost card liability insurance from Axis Bank.
• Any purchases made with the card will be safeguarded when you report it missing to customer service.
• Transform your expensive purchases into comparable monthly installments.
• There are six-month and 24-month tenure options.
• Any purchase made for more than Rs. 2,500 may be divided into equal monthly payments.
• Enjoy discounts of up to 15% on dining bills at partner eateries spread around India.
• The axis bank’s maximum The bank has the last say over who gets a Neo card. The credit limit that is provided to the cardholder is determined by several factors, including your credit score, credit report, credit history, and current and past-due bills.
  • 5% of the amount withdrawn is charged as cash withdrawal fees.
  • Late payment penalties-
    • None for more than Rs. 100
    • 100 Rupees for 101-300 Rupees
    • For Rs. 301–1,000, pay Rs. 300.
    • 500 rupees for 1,001–5,000 rupees
    • 600 Rupees for Rs. 5,001–20,000
    • 700 for debts more than Rs. 20,001

Click here to apply for AXIS BANK NEO CREDIT CARD

Difference Between Axis Bank MY ZONE & NEO Credit Card-

Also read: AXIS BANK CREDIT CARD NET BANKING

Application Documents Needed For an AXIS BANK Credit Card:

• Identity Verification (Any Of The Following)
  • Aadhaar number
  • PAN card
  • Driving record
  • Card for voter ID
  • The passport
• Evidence of Address (Select One From Below)
  • Electricity invoice
  • Food card
  • The passport
  • Driving record
  • Phone bill
  • bank statement for the last two months
  • Voter Identity
• Proof Of Income (Any Of The Following)
  • latest pay stub
  • 16 Form
  • Return of income tax (IT)
• Proof Of Age (Any Of The Following)
  • The tenth standard education credential
  • Certificate of Birth
  • The passport
  • Card for voter ID
  • PAN card duplicate
  • Form 60