ICICI Bank was innovated in Vadodara in 1994 and is presently the alternate-largest private sector bank in India grounded on request capitalization and profit, only surpassed by HDFC. moment, millions of Indians have credit cards issued by ICICI Bank. To give you some background, the Industrial Credit and Investment Corporation of India( ICICI), the parent establishment of the ICICI Bank, was innovated in 1954. The parent establishment and the bank were also composite, and the name was changed to ICICI. The nation’s first bank to offer Internet banking services was ICICI Bank in 1998. In terms of its credit card operations, ICICI Bank has roughly 16.75 of the request share with over 1.52 crore active credit cards( as of August 2023).
All of ICICI Bank’s spending categories are covered by credit cards in its portfolio, from dining and movie cards to travel and retail cards. To process the reward points, the bank has introduced the special ICICI Rewards Programme. With so many credit cards in its portfolio, ICICI Bank offers credit cards for all price ranges, catering to various consumer sectors. Several of its credit cards have no annual fees; some of the most well-known ones in the Indian market are the Amazon Pay ICICI Bank Credit Card. Therefore, if an ICICI Bank credit card is utilized carefully, it will be a wise choice for everyone.
Eligibility for ICICI Credit Card Applications-
- A candidate should be no older than 21 years old or no older than 65 years old.
- He or she ought to be employed regularly.
- The person should work for himself or receive a salary.
- His or her CIBIL score needs to be high.
List of some Top ICICI Bank Credit Cards-
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ICICI Bank Coral Credit Card-
Source: ICIC BANK
One of the most straightforward and well-liked ICICI Bank credit cards is the Coral credit card. It has excellent advantages in other categories, such as travel and fuel, and a respectable reward rate.
Click here to apply for an ICICI Bank Coral Credit Card.
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ICICI Bank Rubyx Credit Card-
Source: ICIC BANK
The first dual platinum credit card in India, the ICICI Bank Rubyx Credit Card, seeks to offer advantages to its users in several categories. American Express, MasterCard, and Visa are the three available options. But at the moment, the bank only offers the ICICI Bank Rubyx Visa Credit card. The card has a 3,000 rupee membership fee and offers gift cards for shopping and vacations worth at least Rs. 5,000 as a welcome bonus. Almost all of your domestic and foreign purchases with this card earn you ICICI Reward Points, which were formerly known as Payback Points. You may quickly exchange these points for cash or presents of your choosing.
As a well-known ICICI credit card, it also offers you fantastic lifestyle perks like exclusive dining discounts and a 25% discount on movie tickets on BookMyShow & Inox. To make your travels more comfortable, you also receive quarterly access to airport and train lounges. With this card, users can save a great deal of money since, in addition to all these perks, you can get your card’s renewal cost erased, depending on how much you spend on it during your anniversary year. Proceed to learn more about the ICICI Rubyx Credit Card.
Ways to check the application status of ICICI Credit Card-
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Via Online Website-
- Go to the official ICICI Bank
- Access the ‘Credit Card‘ area.
- Enter your login information to log in.
- Click the ‘Track Application’ button after that.
- Enter specific information Similar to your cellphone number, endless Account Number( visage) card, and credit card operation ID. Incipiently, to view the status of your credit card operation, click” Submit.”
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Via Offline-
You must go to the ICICI Bank branch that’s closest to you and speak with a bank representative to check the progress of your offline credit card operation. You’ll admit information about your credit card operation from them. You must bring hard or soft copies of specific documents, such as your application number, PAN card, and Aadhar card, with you to the branch to be verified.
Also read : TOP 10 CREDIT CARDS IN INDIA|UPDATED-LIST
Several Status of ICICI Bank Credit Card Application-
- In-progress: The status “In progress” indicates that the application is still being processed by the bank.
- On-hold: You will be given the status “On-hold” if the bank has placed your application on hold for whatever reason. Possible causes include missing information or paperwork. In any event, the relevant department will call you to request any further information or documents that the bank may need from you. The processing of credit cards starts up again after the gaps are filled.
- ‘ Approved’ After your operation is accepted, you’ll see this status. Your card will be delivered shortly to the address you handed on the operation.
- Dispatched: Your status will indicate when your card has been shipped. Once you receive a message indicating that your card has been “dispatched,” you should expect the card within two to three business days. Since only the applicant will receive the card, please be available at your mailing address. If you’re a working professional, giving your office address rather than your home address will help ensure that the card arrives on time.
- Disapproved If your operation is marked as” Disapproved,” it means that the bank has rejected it since you do not meet the conditions for qualifying for an ICICI credit card. immaculately, you should admit an SMS stating that your operation has been denied without explanation. You can communicate with ICICI Bank’s client service to find out why you were rejected.
- Records not found: A ‘No records found’ status will be shown by the system if you enter inaccurate information. To update the status, input the proper information again.
How can you pierce the online status of your operation for an ICICI credit card?
Go to the sanctioned ICICI Bank website, sign in with your credentials, and elect the’ Track operation’ option. After entering the necessary information, click” Submit.”
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